Debt Mutual Funds

Debt mutual funds also called Income Funds or Bond Funds are funds which invest in fixed income instruments. These fixed income instruments could be Corporate and Government Bonds, corporate debt securities, or money market instruments etc. that offer capital appreciation

Debt funds offer various advantages when compared to other fund types. Their low-cost structure, relative stability in returns, high liquidity and relative safety are some of their most attractive propositions.

Debt funds are ideal for those investors who aim for regular income but are risk-averse. Debt funds are less volatile and, hence, are less risky than equity funds.

Debt funds are more tax efficient since only the capital gains are taxed. Short term capital gains are taxed at IT slabs only if the units are held for less than 3 years. Post that period Long term capital gains is taxed at 20% and that too only on the component of the gain exceeding indexation.

For investors who are used to traditional products like Bank Deposits, and looking for steady, fixed returns with lower volatility, Debt mutual funds could serve as a better alternative. These funds help you achieve your financial goals in a more tax-efficient way and therefore earning better returns.

Debt Funds generally have lower returns and lower risk than Equity Funds and hence are an important component of your investment portfolio.

They reduce the overall risk of the portfolio.

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All Debt Mutual Fund Schemes

NAME Nav EXP Ratio Assets (cr) 1y 3y 5y
212.163 0.34% 5,412 4.58% 8.34% 9.56%
63.326 0.26% 14,835 5.09% 7.92% 9.04%
31.078 1.12% 6,310 0.12% 7.07% 9.38%
202.781 0.17% 5,835 6.60% 8.26% 8.97%
49.059 0.57% 153 -0.04% 8.67% 10.81%
76.502 0.80% 1,306 0.11% 7.05% 8.88%
441.670 0.29% 8,047 6.85% 8.17% 8.96%
21.051 0.91% 11,413 5.87% 9.05% 10.38%
214.470 0.14% 5,327 7.35% 7.48% 8.22%
316.917 0.23% 18,728 6.65% 8.12% 8.89%
28.089 0.44% 4,202 4.88% 8.25% 9.51%
11.932 0.69% 7,869 6.95% 9.73% 0.0%
1515.309 0.29% 1,003 6.29% 7.64% 8.57%
10.729 0.28% 524 7.61% 0.0% 0.0%
14.466 0.69% 1,725 6.08% 8.90% 0.0%
18.449 0.63% 209 2.54% 8.03% 9.86%
15.564 0.22% 40 -0.73% 6.48% 8.21%
17.807 0.28% 5,171 5.38% 8.05% 9.21%
16.557 0.57% 1,495 6.07% 9.17% 10.77%
1952.630 0.25% 2,393 7.08% 7.91% 8.62%
13.756 0.80% 982 6.45% 10.12% 0.0%
16.201 1.09% 21 3.07% 8.14% 10.13%
27.035 1.07% 29 0.19% 6.62% 9.09%
27.148 1.88% 17 0.40% 6.29% 8.63%
18.937 0.57% 241 6.94% 8.84% 9.52%
1856.721 0.52% 1,617 7.02% 8.50% 9.21%
18.399 0.16% 121 4.51% 8.11% 9.14%
30.438 1.16% 230 1.91% 7.80% 9.47%
25.453 0.20% 241 6.89% 7.83% 8.60%
13.938 0.60% 319 3.77% 7.41% 0.0%
19.316 0.33% 133 5.81% 7.83% 8.90%
12.134 1.92% 1,649 7.68% 9.84% 0.0%
19.468 0.58% 190 5.65% 8.62% 9.44%
1983.181 0.56% 885 7.35% 8.46% 9.10%
14.023 0.54% 212 4.01% 7.34% 0.0%
19.620 1.04% 138 0.61% 7.53% 9.06%
49.090 0.62% 25 -0.15% 8.26% 9.62%
37.369 0.99% 109 1.97% 7.36% 8.75%
26.725 0.35% 829 6.45% 7.61% 8.40%
17.395 0.48% 256 4.94% 7.94% 8.12%
2648.961 0.25% 75 6.44% 7.21% 8.23%
15.100 0.32% 549 4.55% 7.52% 9.02%
13.821 0.92% 1,021 5.97% 9.27% 0.0%
1592.859 0.37% 89 2.14% 8.52% 9.37%
19.164 0.18% 153 1.52% 7.21% 9.26%
12.528 0.29% 5 3.32% 10.00% 0.0%
23.653 0.71% 927 7.13% 8.58% 9.32%
14.107 0.31% 489 3.51% 8.44% 0.0%
28.387 0.34% 562 4.27% 7.22% 8.61%
30.595 0.51% 1,554 5.40% 8.54% 9.64%
17.974 0.30% 1,003 6.45% 7.63% 8.48%
20.933 0.29% 1,748 7.12% 7.90% 8.84%
13.822 0.22% 24 -1.91% 6.97% 0.0%
13.860 0.24% 1,433 4.20% 7.67% 0.0%
53.136 0.40% 661 4.63% 8.09% 9.22%
28.233 1.20% 6,938 5.13% 8.49% 9.70%
56.210 0.55% 202 0.56% 7.44% 8.32%
12.084 0.24% 4,947 6.62% 7.80% 0.0%
32.543 0.24% 272 6.69% 6.77% 7.52%
31.000 0.25% 3,101 4.52% 7.62% 8.95%
2024.647 0.75% 1,165 0.11% 6.43% 8.40%
2414.112 0.25% 4,141 7.08% 7.58% 8.44%
14.181 0.29% 162 4.58% 6.91% 0.0%
13.678 0.55% 316 4.18% 7.15% 0.0%
18.641 0.70% 60 1.08% 6.04% 8.36%
14.233 0.87% 155 3.71% 7.25% 0.0%
2058.505 0.24% 313 7.48% 4.32% 6.53%
15.421 0.41% 17 5.98% 0.64% 4.50%
14.762 0.80% 0 1.16% 6.88% 6.82%
19.186 0.43% 36 5.25% 7.22% 8.24%
1879.987 0.26% 23 6.93% 7.65% 8.39%
13.503 0.18% 73 4.89% 7.62% 0.0%
62.261 0.32% 818 6.04% 8.42% 10.39%
18.136 1.00% 7,100 7.40% 9.10% 10.58%
61.302 0.83% 3,442 7.24% 9.79% 11.14%
27.772 0.42% 216 6.81% 6.85% 7.25%
42.415 0.79% 294 -4.17% 5.98% 9.35%
24.713 0.63% 55 -2.30% 6.00% 0.0%
20.603 0.97% 3,698 7.58% 9.11% 10.50%
20.868 0.45% 6,143 7.61% 9.21% 9.79%
31.723 0.16% 471 6.99% 7.93% 8.72%
3925.595 0.83% 10,855 7.43% 9.00% 10.41%
23.691 0.35% 13,801 7.68% 8.94% 9.50%
14.289 0.31% 3,178 4.60% 8.06% 0.0%
17.656 0.26% 11,964 4.56% 7.87% 9.14%
13.451 0.82% 18,324 4.82% 8.88% 0.0%
57.713 1.04% 1,295 0.74% 7.33% 9.51%
30.960 0.20% 12,324 6.54% 7.86% 8.64%
35.992 0.46% 1,528 0.03% 7.41% 9.89%
38.452 1.41% 1,065 -0.67% 6.62% 9.01%
34.744 0.32% 10,379 6.35% 7.90% 8.56%
33.912 0.42% 1,426 5.10% 8.15% 9.31%
3710.755 0.15% 3,861 7.00% 7.29% 8.07%
18.282 0.22% 10,502 5.77% 7.75% 8.97%
29.116 1.08% 42 -0.59% 5.62% 7.82%
23.016 0.85% 168 -0.05% 6.09% 8.13%
15.406 0.20% 566 6.72% 7.78% 8.74%
28.830 0.30% 1,251 5.15% 7.66% 8.90%
20.193 0.60% 2,088 3.26% 9.61% 11.33%
19.729 0.47% 5,499 4.01% 8.47% 9.12%
24.413 0.48% 3,181 2.38% 7.49% 9.71%
14.167 0.10% 14 1.52% 8.12% 0.0%
17.946 0.25% 6,066 5.21% 7.92% 8.94%
19.653 0.82% 11,147 6.56% 8.77% 10.12%
251.784 0.60% 9,410 6.52% 8.42% 9.08%
59.913 0.45% 1,208 1.04% 8.82% 10.48%
35.037 0.39% 566 3.91% 8.78% 8.09%
25.756 0.06% 27 4.19% 9.78% 5.98%
56.934 0.93% 1,098 0.47% 8.27% 10.14%
28.655 0.74% 7,196 4.86% 8.46% 10.03%
233.760 0.15% 4,756 7.20% 7.40% 8.09%
316.315 0.30% 18,235 6.54% 7.99% 8.75%
38.045 0.40% 8,155 4.82% 8.50% 9.65%
18.572 0.65% 2,721 6.99% 9.16% 10.73%
14.306 0.28% 104 6.28% 7.93% 0.0%
14.685 0.44% 21 0.56% 5.38% 6.77%
14.553 0.29% 20 -2.25% 4.95% 7.76%
17.439 0.09% 59 6.56% 7.79% 8.86%
1721.243 0.29% 420 6.96% 7.72% 8.39%
14.564 0.32% 691 4.89% 6.77% 8.01%
42.581 1.01% 805 0.21% 7.22% 9.07%
29.713 0.77% 2,594 3.85% 7.52% 8.75%
37.188 0.28% 5,223 5.00% 7.50% 8.81%
11.488 0.22% 11,002 4.89% 0.0% 0.0%
10.941 0.40% 1,226 4.86% 0.0% 0.0%
20.565 0.82% 2,793 0.62% 7.55% 9.40%
24.593 0.40% 20 3.99% 7.90% 9.64%
19.574 0.47% 513 -0.04% 7.43% 9.50%
30.928 0.30% 0 2.44% 7.89% 0.00%
24.851 0.27% 4,224 6.47% 7.82% 8.67%
26.185 0.59% 1,382 5.90% 7.44% 8.41%
14.480 0.68% 446 4.82% 7.54% 9.02%
1589.551 0.50% 5 0.62% 8.00% 9.53%
14.422 0.28% 8 8.06% 8.30% 9.83%
1485.763 0.50% 184 6.76% 8.83% 0.0%
1669.849 0.30% 328 7.03% 8.28% 8.99%
1446.351 0.25% 36 5.88% 6.88% 7.96%
2067.063 0.20% 170 0.00% 6.95% 7.83%
1385.312 0.75% 420 6.13% 8.94% 0.0%
1870.143 0.50% 32 -1.55% 7.21% 8.95%
1911.841 0.25% 886 7.33% 7.67% 8.53%
2304.890 0.40% 1,984 4.69% 7.31% 8.48%
2365.664 0.35% 1,629 6.39% 7.72% 8.54%
1754.329 0.40% 1,048 7.01% 8.42% 9.04%
27.350 279 7.78% 8.58% 8.98%
56.897 29 -1.44% 7.56% 8.26%
49.077 23 2.47% 5.70% 7.49%
24.915 416 6.37% 7.56% 8.32%
24.034 29 6.75% 7.33% 8.19%
24.177 16 4.93% 7.45% 8.28%
25.284 75 6.56% 7.99% 8.62%
39.774 0.17% 929 4.76% 7.83% 8.93%
49.525 1.05% 2,071 0.53% 6.79% 8.74%
32.361 0.28% 8,377 5.17% 8.01% 9.05%
2331.797 0.25% 910 6.66% 8.00% 9.04%
20.227 0.90% 5,286 6.22% 9.25% 10.27%
22.685 0.35% 728 4.07% 9.01% 9.55%
61.885 0.40% 453 0.32% 7.98% 10.08%
58.094 0.40% 453 0.30% 7.87% 10.01%
2006.280 0.25% 4,860 7.42% 8.77% 9.23%
14.685 0.98% 4,653 5.42% 9.11% 0.0%
2903.627 0.15% 5,750 7.09% 7.37% 8.13%
28.870 0.28% 7,294 6.96% 7.81% 8.68%
21.593 0.28% 201 6.25% 7.47% 7.88%
47.016 0.63% 301 0.61% 6.04% 8.02%
37.788 0.42% 60 1.00% 7.03% 8.55%
27.715 0.29% 1,775 7.14% 8.11% 8.69%
14.299 0.09% 175 5.15% 7.83% 8.37%
19.890 1.35% 3,882 5.41% 8.53% 9.76%
19.343 0.82% 68 3.37% 8.16% 9.47%
44.339 0.55% 143 1.30% 8.24% 10.60%
19.077 0.58% 1,448 6.30% 8.78% 9.51%
17.953 0.27% 926 7.38% 8.60% 8.75%
13.275 1.00% 2,308 3.82% 8.34% 0.0%
16.975 0.28% 2,726 5.37% 7.56% 8.77%
45.219 0.46% 213 2.66% 6.53% 7.83%
29.484 0.23% 1,899 6.88% 7.91% 8.67%
1101.667 0.27% 158 6.81% 0.0% 0.0%
10.530 0.49% 39 2.50% 0.0% 0.0%
1506.948 0.23% 353 6.43% 7.17% 7.78%
10.119 0.53% 84 0.0% 0.0% 0.0%
13.480 0.50% 980 6.37% 6.57% 0.0%
29.992 0.45% 21 2.27% 6.95% 8.28%
2802.916 0.47% 90 6.89% 8.09% 9.01%
30.396 0.80% 101 1.87% 7.40% 8.98%
2894.380 0.35% 582 7.08% 8.30% 8.86%
32.246 0.35% 305 5.07% 8.04% 8.99%
1892.027 0.25% 101 7.34% 7.75% 8.51%
12.851 0.67% 64 0.44% 8.06% 0.0%
11.734 0.34% 3,860 4.34% 7.64% 0.0%
24.775 1.00% 10,912 6.24% 8.84% 9.91%
23.759 1.24% 1,714 0.30% 7.25% 9.28%
27.965 0.15% 6,379 4.64% 7.46% 8.72%
23.818 0.69% 972 1.40% 9.45% 11.60%
23.907 0.69% 972 1.40% 9.25% 11.48%
56.610 1.00% 370 0.42% 7.22% 8.92%
2488.074 0.27% 13,896 6.72% 7.83% 8.63%
2586.359 0.15% 1,340 7.26% 7.39% 8.13%
36.710 0.29% 5,737 6.32% 8.09% 8.91%
34.130 0.39% 10,402 4.36% 7.68% 9.14%
14.254 0.60% 7,828 4.92% 8.92% 0.0%
2734.074 0.24% 3,806 7.47% 7.53% 8.22%
1989.686 0.33% 1,754 6.84% 7.99% 8.82%
29.145 0.82% 5,347 5.69% 8.76% 9.76%
22.117 0.70% 1,385 1.22% 8.18% 9.06%
36.937 0.41% 392 5.19% 8.99% 10.18%
38.793 0.47% 2,056 0.02% 8.16% 10.84%
43.735 0.70% 1,585 2.99% 8.43% 9.00%
2215.960 0.39% 8,291 6.68% 7.57% 8.35%
30.812 0.57% 1,701 5.38% 9.42% 11.65%
3872.052 0.10% 3,387 7.30% 7.42% 8.14%
18.720 0.35% 6,818 4.93% 7.85% 8.84%
28.297 0.23% 3,957 6.84% 8.01% 8.67%
27.185 0.23% 1,019 3.75% 6.64% 7.87%
24.609 0.31% 379 2.41% 7.56% 9.92%
24.469 0.30% 1,661 6.97% 7.82% 8.66%
51.816 0.81% 106 4.31% 7.73% 9.10%
24.386 0.46% 452 7.31% 8.19% 0.0%
31.253 0.28% 1,063 5.75% 7.90% 9.08%
2223.786 0.24% 530 6.41% 7.78% 8.73%
27.669 0.63% 567 2.06% 7.71% 10.17%
50.991 0.44% 254 -2.26% 6.59% 9.60%
55.028 0.86% 80 1.34% 7.19% 9.07%
28.014 0.81% 102 3.37% 7.85% 9.54%
3153.367 0.10% 19,956 7.29% 7.38% 8.11%
33.788 0.19% 5,414 5.04% 7.80% 9.15%
2713.280 0.17% 4,170 6.91% 7.84% 8.60%
15.664 1.02% 210 0.55% 5.81% 7.49%
1517.854 0.25% 26 5.34% 6.39% 7.57%
13.991 0.21% 895 5.43% 8.35% 0.0%
54.240 1.10% 1,094 1.20% 7.87% 9.39%
17.009 0.63% 5,292 6.12% 9.03% 10.43%
20.312 1.03% 1,269 2.22% 8.69% 10.13%
38.801 0.65% 505 0.57% 8.12% 10.15%
13.154 0.81% 227 5.45% 8.76% 0.0%
1974.198 0.13% 2,341 7.25% 7.43% 8.16%
21.700 0.36% 9,961 5.15% 8.13% 9.23%
2407.175 0.27% 10,843 6.75% 7.98% 8.66%
2921.183 0.43% 5,682 6.99% 8.22% 8.88%